Annuities and Planning For Retirement – 8 Experts Weigh In
Because annuities provide guaranteed, safe retirement income they can be a good option to include in retirement strategies. Investors are drawn to this financial product because it is regarded as a...
View ArticleA Fixed Annuity Versus A CD (Certificate Of Deposit) – 4 Experts Weigh In
A fixed annuity is an annuity contract with a life insurance company. Conversely, a CD (certificate of deposit) is issued by a bank. There are similarities and differences between both. In this...
View ArticleShould An investor Stay Away From A Variable Annuity? – 5 Experts Weigh In
A variable annuity is an annuity contract which allows for the allocation of money held in “subaccounts”. Although tax-deferred, variable annuities do not guarantee a return on the principal. In this...
View ArticleRules of Investing: 5 Timeless Investing Rules That You Need to Follow in 2020
It’s been a rollercoaster of a year for financial markets. In February 2020, global stock markets reported their steepest one-week declines since the global financial crisis. Three weeks later, the...
View ArticleWhat Is Private Annuity? Your Guide to Everything You Need to Know About...
Private annuities are valuable tools for estate planning. In essence, a private annuity is an agreement between an individual (the “annuitant”) and the obligator to whom property is being transferred....
View ArticleWhat Is Variable Annuity? Everything You Need to Know About Variable...
A variable annuity is a type of public annuity and investment vehicle whose value is tethered to the performance of an underlying investment portfolio. Investors close to retirement age often use...
View ArticleShould I Invest In Annuity Through My IRA?
An annuity is a tax-advantaged insurance product that has become a popular investment vehicle for retirement. The Internal Revenue Service (IRS) has strict regulations on how an annuity contract can be...
View ArticleInvesting Diversification Strategy: The Definitive Guide to Risk-Conscious...
Warren Buffet famously said that diversification is protection against ignorance. For Buffet, diversification is like an insurance policy for those of us who don’t have the time, opportunity, or...
View ArticleOrdinary Annuity or Annuity Due: What’s the Difference, and Which is Better...
Especially among retirement investors, “annuities” have become a hot but not always a well-understood topic. Some of us may have learned about it back in high school. But let’s do a quick revision, so...
View ArticleAnnuities Risk: The Top Risks You Need to Know About Before Investing in...
Annuities can be a viable option for steady retirement income, but there are risks involved in annuities that need considering. Most conceivable risks associated with annuities is something that can be...
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